A new scam as TD Bank is to mislead users to save their lives.
Cyber criminals send SMS messages with an image of the bank's logo, together with a message that claims that a large charge is awaiting the customer's account and a link to click if they have not initiated it.
Dailymail.com received one of the messages with the text: 'TD Alert. There is a pending costs of $ 1,298.99 on your account, ignore whether you have initiated, if not follow https://www.dailymail.co.uk/sciencetech/article-14474399/TD-Bank-scam-text-message-savings.html?ns_mchannel=rss&ns_campaign=1490&ito=1490. '
The link appeared Legitiem, Bureautdmobile.com, which brought the user to a website that looks like the mobile site of TD and led them to use their references.
However, DailyMail.com does not have an account at the American bank.
Other people have received messages that said that a strange account was paid for their account, while others were told that they owed TD Bank money.
Martha Gaston, senior communication manager at TD Bank, told DailyMail.com: We are aware that bad actors have created a scam and recommend consumers to remain vigilant. Consumers can take different steps to protect themselves against fraud.
“The American Banking Association recommends that individuals do not share sensitive information and never provide your social security number, account numbers or passwords to anyone who contacts you online, via SMS or telephone.”
Dailymail.com has obtained one of the messages that read: 'TD Alert. There is a pending costs of $ 1,298.99 on your account, ignore whether you have initiated, if not follow https://www.dailymail.co.uk/sciencetech/article-14474399/TD-Bank-scam-text-message-savings.html?ns_mchannel=rss&ns_campaign=1490&ito=1490'
This type of scam is known as SMSHING, which is essentially phishing through text.
Phishing, which entails an e -mail, uses the name and logo of a legitimate company, in which you are asked to click on a link and provide account details that are then used to commit fraud.
“Creating fear or a sense of urgency is a common tactic for much scams,” TD Bank shared.
The bank also warned Americans to never share their passwords and pens, even with them.
The link in the malignant SMS message brings users to a mobile website that claims to be TD Bank and asks to provide their username and password.
The site also contains' Forgot username and/or password ', sign up for online banking' and 'View the online bank demo', all of which are on the official TD Bank site.
However, potential victims must look at the top of the site. The shows of TD Bank, 'FDIC – insured – supported by the full faith and the honor of the American government', while the fake does not.
As soon as users enter their references in the fraudulent E -mail, Hackers have full access to their accounts and money.
The link in the malignant SMS message brings users to a mobile website that claims to be TD Bank and asks to give their username and password
They then transfer his entire balances to criminal accounts where it cannot be recovered.
TD Bank insists on customers who fall victim to the scam to immediately lock all credit and payment cards and to warn the company about the scam.
Bank -wang has shot up in recent years, with a new report that shows that one in three American adults (34 percent) has experienced financial fraud or scam since January 2024, Bankrate, financial services for consumers in New York City.
The financial fraud investigation of the company, published on 5 March, shows that almost two in five Americans (37 percent) lost money to such scam in the past year.
Sarah Foster, Economic Analyst from Bankrate, said: “Financial scams that nowadays come to all shapes and sizes, which goes much further than the typo-tastered text messages that seem to be so clear from a scammer.”
The study showed that 37 percent of Americans who have experienced financial fraud or scam in the last 12 months said they lost money, including those who say that someone has taken over their money after accessing their personal or financial information (19 percent) and those who sent money to a scammer or paid a fake service (23 percent).
“If you suspect that someone has cheated your information cheat or that you have paid for a fake service, do not panic,” Foster advised.
“The best steps to reverse any monetary damage are all parties that are tailored to the same purpose and use all available resources.”
