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Social Security and SSDI Cheat Sheet: What You Need to Know About Social Security

by Jeffrey Beilley
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Social Security cards

Social Security, officially the Old Age, Survivors and Disability Insurance Programprovides financial benefits to seniors, low-income earners, and people with disabilities. Beneficiaries receive monthly payments on a set schedule, and that schedule can change depending on the benefits you receive, how long you’ve been receiving them, and whether or not you receive more than one benefit.

If you’re new to Social Security benefits, you probably have a lot of questions. This cheat sheet is designed to help you find the answers to your most common questions about Social Security, Social Security Disability Insurance benefits, and more.

For more, don’t miss the latest expert predictions on the 2025 COLA increase and four ways you could lose your Social Security benefits.

When will I receive my Social Security benefits?

When you receive your monthly Social Security check depends on which specific benefit you receive. Social Security and Social Security Disability Insurance share the same schedule, but if you receive both Social Security and Supplemental Security Income, you will receive your benefits on a different date than most. Beneficiaries who received Social Security before May 1997 will also receive their payments on a different date than most.

No matter what benefit you receive, we have the answers. Below you will find special articles that we update weekly or monthly with the latest information on each Social Security benefit payment schedule.

Social Security Payment Schedule 2024

Social Security Disability Insurance Payment Schedule 2024

Payment schedule for supplementary security income 2024

How do I apply for a social security benefit?

Applying for Social Security benefits isn’t nearly as difficult as you might think. It just takes a little patience and gathering all the right information you need to fill out your application correctly. You can also apply by phone or in person if that’s more convenient for you. Find out how to apply with one of these guides.

How to Apply for Social Security Benefits

How to Apply for Social Security Disability Benefits

How to Apply for Supplemental Social Security Income

Can I receive Supplemental Social Security Income if I am not a U.S. citizen?

Social Security Benefits for Children: Who Qualifies and How to Apply?

Temporary Assistance for Needy Families: How to Apply for TANF in Your State

What do I need to know about social security if I am not retiring soon?

You don’t have to be retired to start receiving Social Security benefits. If you’ve contributed to the Social Security system for at least 10 years, you may be eligible to start receiving benefits at age 62. However, doing so will mean you’ll receive the smallest benefit amount. On the other hand, if you wait until age 70, you’ll receive the maximum benefit.

How to Estimate Your Monthly Social Security Benefit with a Free Online Tool

Social Security Money: Know This Before You Retire

The maximum amount of social security you can receive per month

How to Determine the Best Time to Start Collecting Social Security

The Truth About Social Security: We Need to Plan for the Unpredictable

Pause your Social Security benefits to potentially receive a higher benefit later. Here’s how

Government report shows social security benefits could fall by 20% by 2032

What is the relationship between Medicare and Social Security?

Medicare is a health insurance program for people aged 65 or older and for some people with disabilities. It is divided into four parts, which provides more flexibility for policyholders, and includes the cost of health care and prescription drugs. Even if you do not plan on applying for Medicare anytime soon, it is useful to understand the basics. For example, if you do not apply at the right timecould you receive one life sentence.

Medicare Changes Coming in 2025: Here’s What to Expect

You may not need to enroll in Medicare when you turn 65

For more information, you can check whether you have to repay an overpaid amount to Social Security.

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