Social Security October 2024: This is when your check should arrive
The month of October is just days away and that means your next Social Security check will soon be hitting your bank account. Exactly when you will receive your check depends on a number of factors, such as how long you have been receiving benefits and what day of the month you were born. If you are unsure when your check will arrive, we are here to help.
Below you will find the full payroll schedule for October 2024 and some questions you may have about your benefit payments. If you’re still waiting for your September check, find out what to do if your Social Security payment is missing.
Read on to find out if you can expect your check this week, how your payment date is determined by the Social Security Administration, and other government payment dates. For more information, don’t miss Social Security and SSDI Cheat Sheet and How to Apply for Supplemental Security Income.
When will I get my Social Security check?
Would you like to know on which day of the month you will receive your check? Here is the Social Security and SSDI payment schedule for October.
Social security payment schedule October 2024
| You received social security before May 1997 | October 3 |
|---|---|
| If your birthday falls between the 1st and the 10th of a given month | October 9 |
| If your birthday falls between the 11th and the 20th of a given month | October 16 |
| If your birthday falls between the 21st and 31st of a given month | October 23 |
How is my social security payment date determined?
Social Security payments are typically paid out starting on the second Wednesday of the month. The remaining two payments are paid on the following two Wednesdays of the month. The week you receive your payment depends on your date of birth. There is one major exception, which I will discuss below.
| Date of birth between: | Social security check date |
|---|---|
| 1st and 10th | 2nd Wednesday of the month |
| 11th and 20th | 3rd Wednesday of the month |
| 21st and 31st | 4th Wednesday of the month |
Will I receive my other government benefits on the same day?
If you received Social Security benefits before May 1997, or receive both Social Security and Supplemental Security income, your payment schedule will not be determined based on your date of birth. Instead, payments are made on the same date every month, with a few exceptions that I’ll explain below.
Social Security payments are sent on the 3rd of every month, while SSI payments are sent on the 1st of every month. These dates can sometimes change if the 1st or 3rd of the month falls on a weekend or holiday. For example, March 3 fell on a weekend, so Social Security recipients received their March payments two days earlier, on March 1. The same will happen in the month of November.
The only benefits paid on the same schedule are Social Security and Disability Insurance.
Have you not received your Social Security check? Start here.
If your check doesn’t show up when it’s supposed to or at all, the Social Security Administration suggests waiting an additional three mailing days before reaching out. Then you can call the national toll-free number: 1-800-772-1213
The SSA notes that “wait times to speak with a representative are typically shorter in the morning, later in the week, and later in the month.”
If you are having trouble reaching the SSA via the national number, you can use their number office finder to find a local office to reach.
For more information, see How to Apply for Social Security Benefits for Qualifying Children and How to Apply for Social Security Benefits.
