scratch – USMAIL24.COM https://usmail24.com News Portal from USA Tue, 05 Mar 2024 21:23:26 +0000 en-US hourly 1 https://wordpress.org/?v=6.4.4 https://usmail24.com/wp-content/uploads/2024/01/Untitled-design-1-100x100.png scratch – USMAIL24.COM https://usmail24.com 32 32 195427244 Major change to Lotto scratch card rules as winners face tougher payouts https://usmail24.com/lotto-scratchcard-rules-winnings-wait/ https://usmail24.com/lotto-scratchcard-rules-winnings-wait/#respond Tue, 05 Mar 2024 21:23:26 +0000 https://usmail24.com/lotto-scratchcard-rules-winnings-wait/

LOTTERY scratch card winners will have to wait more than a month before they can collect their money under a cashout restriction. New operator Allwyn has changed the procedure for winnings between £500 and £50,000. 1 Scratch-off lotto winners have to wait more than a month before they can collect their money under a cashout […]

The post Major change to Lotto scratch card rules as winners face tougher payouts appeared first on USMAIL24.COM.

]]>

LOTTERY scratch card winners will have to wait more than a month before they can collect their money under a cashout restriction.

New operator Allwyn has changed the procedure for winnings between £500 and £50,000.

1

Scratch-off lotto winners have to wait more than a month before they can collect their money under a cashout restrictionCredit: Getty

Post offices were the only shops where checks for these amounts could be given to winning punters – but they have now been blocked.

Instead, the operator, which took over from Camelot early last month, insists that winners verify their numbers online or over the phone before sending the ticket in the mail for inspection.

But winners like John Farrugia, 69, are waiting up to six weeks for their payouts.

The retired builder is struggling to get his £800 from two tickets, and said: “I am being taken around the departments when I call to try to exchange the money I have won fairly.”

The crackdown may have been caused by a wave of false claims made to Camelot using dodgy tickets in convenience stores.

Allwyn tells the winners that they want to have tickets sent in for review by the security team.

It also wants official ID and photos of the winners.

But John, from Sutton, Surrey, added: “For a lot of older people it is difficult.”

Allwyn was contacted for comment.

Unveiling the Lotto Curse: Lottery Wins That Led to the Loss of Love

The post Major change to Lotto scratch card rules as winners face tougher payouts appeared first on USMAIL24.COM.

]]>
https://usmail24.com/lotto-scratchcard-rules-winnings-wait/feed/ 0 88592
We won £1000 on a scratch card after craving a sandwich… we wouldn't have gotten anything https://usmail24.com/we-won-thousands-scratchcard-after-craving-tesco-sandwich/ https://usmail24.com/we-won-thousands-scratchcard-after-craving-tesco-sandwich/#respond Sat, 10 Feb 2024 13:31:47 +0000 https://usmail24.com/we-won-thousands-scratchcard-after-craving-tesco-sandwich/

A HUNGRY husband's sandwich cravings have led to his family winning a life-changing lotto jackpot. The prize-winning couple couldn't believe their luck after initially thinking they only had £6 in their pockets. 3 The happy family won their prize on Christmas Day last yearCredit: National Lottery Nigel Frater couldn't wait any longer after licking his […]

The post We won £1000 on a scratch card after craving a sandwich… we wouldn't have gotten anything appeared first on USMAIL24.COM.

]]>

A HUNGRY husband's sandwich cravings have led to his family winning a life-changing lotto jackpot.

The prize-winning couple couldn't believe their luck after initially thinking they only had £6 in their pockets.

3

The happy family won their prize on Christmas Day last yearCredit: National Lottery

Nigel Frater couldn't wait any longer after licking his lips at the thought of his favorite sarnie – a Tesco's Pigs in Blankets cap – and decided to head to Tesco to buy one.

He was accompanied by his wife, Rebecca, 54, and they shot to their local branch in Ingleby Barwick, Stockton, to bag the meaty treat, reports TeessideLive.

When they got there – and perused the store's sarnie selection with great care – Rebecca spotted some Jolly 7s National Lottery scratch cards and bought a few to take home and hand out to the family for some extra fun on the day.

Rebecca said: “It always adds a little extra excitement and anticipation and it's great fun to see everyone scratching their scratch cards.

“We agreed at the beginning of the dinner that we would scratch them all at once and if anyone won, we would share the prize.”

After scratching out six of the cards, they had won a total of £6 – and thought that was the end of their luck.

My son thought it was just a trick, but I knew it had to be true.

Rebecca Frater

But the very last scratch card to be chiselled fell into the hands of Rebecca's mother-in-law, Kathleen, 76.

Thomas Warrington, 28, the couple's son, his girlfriend Chloe Mennell, 30, Isaac Frater, 21, the couple's son, Rebecca's sister, Angela Lathan, 62, and Kathleen couldn't believe what the scratch card showed them.

Rebecca continued: “When my mother-in-law finally scratched her scratch card, she had a look of complete confusion on her face.

“She said, 'I don't understand this, I have a seven? What does this mean?' We quickly realized that this meant we had won the grand prize.

I won £66k on the Postcode Lottery but don't even live there – one small decision paid off and my dream came true

“My son thought it was just a trick, but I knew it had to be true. The whole moment, when I think back on it now, was just quite surreal.”

Knowing they had just won the top prize – £100,000 – they ran as fast as they could to the shop to confirm the win, and jumped for joy when they heard the “sound” that every lotto player wants to hear when he gets his hand in scratch cards.

COCKTAILS ALL

After realizing they had won the prize, they all started planning how they would celebrate the win, and Rebecca's daughter-in-law Chloe – who “doesn't drink” – wanted to celebrate the occasion with a cocktail.

Rebecca said it was 'all champagne and cocktails' as they started celebrating – and said the win was down to her hungry husband's sandwich cravings.

She explained: “We don't normally go to Tesco but Nigel had seen their special Pigs in Blanket sandwich and was really keen to try it.

“The Jolly 7s Scratch Card caught my eye so I bought a selection of these for Christmas dinner.

“If we hadn't gone to Tesco that day for a festive sarnie, we wouldn't have bought the scratch cards and we certainly wouldn't be celebrating being a £100,000 winner today.”

Rebecca was already thinking about what to buy and said she had her eye on a Mulberry bag she saw in New York, where she had recently visited.

And Hubby Nigel bought a top of the line set of bowls.

OTHER WINNERS

Rebecca isn't the only person to have had a bit of financial luck in recent months, as this woman has made a whopping £86,000 from a lottery ticket she found while clearing out her house.

And less than a week ago a retired foster mother deposited £83,000 into the People's Postcode Lottery,

Susan Dodds, 66, who is also a former hospital worker, said she was looking forward to updating her Whitley Bay home of 40 years.

Rebecca said they couldn't believe it when they saw the lucky number seven on their scratch card.

3

Rebecca said they couldn't believe it when they saw the lucky number seven on their scratch card.Credit: National Lottery
Rebecca said the win was down to her husband's sarnie-cracking

3

Rebecca said the win was down to her husband's sarnie-crackingCredit: National Lottery

The post We won £1000 on a scratch card after craving a sandwich… we wouldn't have gotten anything appeared first on USMAIL24.COM.

]]>
https://usmail24.com/we-won-thousands-scratchcard-after-craving-tesco-sandwich/feed/ 0 72922
A major change to the National Lottery scratch card rules could reduce the chances of winning https://usmail24.com/national-lottery-new-rules-ownership-handover/ https://usmail24.com/national-lottery-new-rules-ownership-handover/#respond Tue, 30 Jan 2024 06:07:00 +0000 https://usmail24.com/national-lottery-new-rules-ownership-handover/

There are a RANGE of big changes coming to the National Lottery that could reduce your chances of winning. Camelot, who has been in charge since 1994, will be replaced by Allwyn, chosen by the Gaming Commission. 1 A new rule could limit players' chances of winningCredit: Getty The Feb. 1 transfer marks the first […]

The post A major change to the National Lottery scratch card rules could reduce the chances of winning appeared first on USMAIL24.COM.

]]>

There are a RANGE of big changes coming to the National Lottery that could reduce your chances of winning.

Camelot, who has been in charge since 1994, will be replaced by Allwyn, chosen by the Gaming Commission.

1

A new rule could limit players' chances of winningCredit: Getty

The Feb. 1 transfer marks the first time the lottery has changed hands since its launch nearly 30 years ago.

It is said to introduce a host of different rules, but promises to “revive” the draw as the number of winners dwindles.

Allwyn's UK boss Andria Vidler took over the company last October and confirmed the group won't be able to make many of the bigger changes until next year.

However, there will be new scratch cards and a marketing push around the games, with a new Lotto advertising campaign from February.

But one rule in particular surprised players, as it could limit their chances of winning.

From February 1, punters will be unable to purchase more than 10 online at a time.

There will be incremental changes every month in the first year, so that by the time the entire technology transition is complete, much more will be visible.”

Andria VidlerAllwyn's British boss

This will be extended to stores across the UK later this year, in the hope of “deterring vulnerable people from indulging”, Ms Vidler explains.

There will also be a review of some of the lottery's retail in-store kits in 2024, with plans to test these at a small number of retailers next month.

A new and improved kit will be rolled out to 50 stores at the end of March, with a full transformation in the autumn.

NEW FOCUS

The group's new marketing campaign will initially focus on its individual draw-based games.

They hope to launch new scratch cards initiatives with the idea of ​​making it a trend to give them as gifts.

Ms Vidler said Allwyn has looked to international markets for ideas.

Transfer hampered by legal wrangling

It follows delays to a planned switch to a new technology supplier after Allwyn agreed to extend the contract for existing supplier, International Games Technology (IGT).

IGT had challenged the Gaming Commission's decision to award Allwyn the 10-year license in court, but later dropped the legal action.

There was also an intense legal battle with outgoing operator Camelot over the Commission's decision to award the license to Allwyn, which was eventually settled in February last year when Allwyn bought Camelot, although the two companies have continued to operate separately since then.

Ms Vidler said: “Until all these major challenges were resolved, we couldn't get started.

“The challenges delayed the final award of the license to Allwyn, shortening the transition period.”

Allwyn's winning bid promised to revamp the lottery with new games and draws, increase revenue and money for charities, and pledge to eventually double this funding by the end of the ten-year license.

Ms Vidler said the company was still committed to its long-term goal of doubling its funding for charities, but it would fall short of its early years targets.

Speaking about the delays to the plans, Ms Vidler said: “Of course Allwyn as a group is disappointed.

“There has been a lot of frustration with the continued delays, but collectively we have 10 years. It's not something that will happen week one or day one.”

New products can even be scratch card advent calendars, as we see in the Netherlands.

“There will be incremental changes every month in the first year, so that by the time the whole technology transition is complete, much more will be visible,” Ms Vilder added.

BIG CHANGES

The company also announced that its original pledge to halve the price of a lottery ticket from £2 to £1 is being revised.

Long-awaited plans for new draw-based games have also been postponed until 2025.

This will impact sales and limit the amount of money it can give to charities in the first part of its ten-year license.

Ms Vidler said the group is trying to ensure that money for charities does not 'go backwards' this year, but that this funding is directly affected by sales growth.

She said players would not notice any “Big Bang changes” from day one, adding that the delays to new games were a “result of the legal issues”.

It comes as the National Lottery's Andy Carter said luxury holidays are the most popular treat for jackpot winners.

“I have met many winners over the years and dream holidays are always at the top of the National Lottery wish list after winning a life-changing prize,” he explained.

Andy advised people to go on holiday, especially after raking in more than £100 million, “to let the victory sink in”.

He added: “We all use breaks as a time to reflect and with a new huge bank balance you need that time.”

NATIONAL LOTTERY WINNERS HOLIDAY PLANS 2024

  • Australia – 25%
  • Disney World Florida – 16%
  • The Northern Lights in Iceland – 8%
  • Safari experience in South Africa – 8%
  • Spain – 8%
  • Mexico – 4%
  • Vegas – 4%
  • Netherlands – 4%
  • Lapland – 4%
  • Dubai – 4%
  • Italy – 4%
  • Japan – 4%

The post A major change to the National Lottery scratch card rules could reduce the chances of winning appeared first on USMAIL24.COM.

]]>
https://usmail24.com/national-lottery-new-rules-ownership-handover/feed/ 0 64669
Behind the plan to build a city from scratch in Solano County https://usmail24.com/solano-county-city-california-forever-html/ https://usmail24.com/solano-county-city-california-forever-html/#respond Wed, 24 Jan 2024 14:12:16 +0000 https://usmail24.com/solano-county-city-california-forever-html/

Residents of Rio Vista, a farming town of 10,000 on the edge of Solano County, have largely been fascinated by one question for the past six years: Who bought up all that farmland? It turned out to be a little-known company called Flannery Associates, which had become the largest landowner in the province last year. […]

The post Behind the plan to build a city from scratch in Solano County appeared first on USMAIL24.COM.

]]>

Residents of Rio Vista, a farming town of 10,000 on the edge of Solano County, have largely been fascinated by one question for the past six years: Who bought up all that farmland?

It turned out to be a little-known company called Flannery Associates, which had become the largest landowner in the province last year. Residents speculated about its purpose: some thought it might be a front for foreign spies; others believed it was a shell company acquiring property for a new Disneyland.

But even after investigations by provincial and federal agencies, no one could learn anything about the company's owners or its true intentions.

The veil lifted in August, when my colleague Erin Griffith and I revealed that the purchases were led by a former Goldman Sachs trader named Jan Sramek, who wanted to build a city of up to 400,000 on what is now rolling yellow farmland, where Families have been breeding sheep and cattle for generations.

Sramek is backed by a who's who of Silicon Valley. His investors include billionaires like Michael Moritz, the venture capitalist of Sequoia Capital; Reid Hoffman, the co-founder of LinkedIn; and Laurene Powell Jobs, founder of the Emerson Collective and the widow of Apple co-founder Steve Jobs.

Now comes the campaign.

In a recent article, I delved into Sramek, the history of Flannery Associates, and where the effort can go from here. Last week, the company, now called California Forever, began collecting signatures for a ballot initiative that would essentially ask Solano County voters for permission to build the city.

It will be a tough battle. The initiative, if it qualifies for the ballot, would ask voters to change a popular, longstanding county ordinance that aims to protect farms by steering development toward cities.

Sramek came to California from the Czech Republic to make his fortune in start-up companies. In an interview I thought he was well studied in the field of housing policy. His basic message was that if the state is serious about tackling housing problems, it will have to build whole new communities. Adding density to existing neighborhoods through infill development — which state lawmakers have focused on for the past decade — is also important, but won't be enough, he said.

“We can't say we care about economic opportunity, and then working-class Californians leave the state every year,” Sramek told me.

It's hard to disagree with his policy message. But because he operated in secret for years, in several cases suing farmers who refused to sell to his company, many voters consider him untrustworthy. That has turned California Forever's ballot initiative campaign into something of an apology tour.

You can read my full article here.


In her new novel Dead in Long Beach, California, Venita Blackburn explores the chaos of grief by following a woman who encounters an ethically questionable way to cope with loss.


Today we ask about love: not whose you like but What you love your corner of California.

Email us a love letter to your California city, neighborhood or region – or to the Golden State as a whole – and we might share it in an upcoming newsletter. You can reach the team at CAtoday@nytimes.com.


Every day, editors from The New York Times Insider team pick interesting and surprising facts from articles in the newspaper to feature in our print edition.

The Insider team, which offers subscribers a behind-the-scenes look at how Times journalism is made, recently listed its favorite facts of 2023. The list includes facts about history, science and popular culture. Some are playful, like Cookie Monster's chocolate chip cookie recipe on Sesame Street, while others shed light on issues in the news.

All 72 facts are organized by the month in which they appeared in the newspaper and contain links to the articles from which they were taken.


The post Behind the plan to build a city from scratch in Solano County appeared first on USMAIL24.COM.

]]>
https://usmail24.com/solano-county-city-california-forever-html/feed/ 0 60423
Emma Raducanu and Leylah Fernandez, the teen stars of 2021 who are starting from scratch https://usmail24.com/emma-raducanu-leylah-fernandez-australian-open/ https://usmail24.com/emma-raducanu-leylah-fernandez-australian-open/#respond Fri, 19 Jan 2024 07:26:40 +0000 https://usmail24.com/emma-raducanu-leylah-fernandez-australian-open/

There may come a time when Leylah Fernandez and Emma Raducanu enter the draw for a major tournament and one name does not immediately follow the other into the tennis consciousness. Maybe, but not yet. One of them is working her way up and down and up again on the ever-changing ladder of professional women's […]

The post Emma Raducanu and Leylah Fernandez, the teen stars of 2021 who are starting from scratch appeared first on USMAIL24.COM.

]]>

There may come a time when Leylah Fernandez and Emma Raducanu enter the draw for a major tournament and one name does not immediately follow the other into the tennis consciousness.

Maybe, but not yet.

One of them is working her way up and down and up again on the ever-changing ladder of professional women's tennis.

The other struggled for a year and a half to string together wins, then called it a season and underwent three surgeries — on each wrist and one of her ankles — on a grim day last spring. It didn't take long for the other to realize that she also needed to press her own career restart button.

One is the daughter of financial managers, the product of a Chinese father and a Romanian mother, raised in Britain with many advantages and the chance to choose between the best universities if she had taken that path.

The other grew up in Canada and then on the hot hard courts of Florida, driven by desire and her father, a former Ecuadorian soccer player, to earn a living with a tennis racket.

Besides the fact that Emma Raducanu and Leylah Fernandez were born nine weeks apart in Canada, they don't have much in common. They are nothing more than professional acquaintances.

Inevitably, they will always be more than that and always connected because of that magical fortnight just over two years ago, when they were teenagers starring together in the most bizarre Grand Slam tennis tournament ever will ever happen. When almost three weeks of competition were over, Raducanu, a relative unknown outside Britain, had won ten straight matches, including the qualifying tournament, and twenty sets, beating Fernandez, the 73rd ranked player in the world but the second highest player in the world. unlikely finalist that day, for the championship.


Raducanu celebrates her 2021 US Open victory, aged 18 (Getty Images)

Since then, there has been a lot of frustration for both of them. Hard losses and early exits, hard lessons about life in the spotlight and a series of injuries that sometimes felt like they would never end. Raducanu in particular has looked particularly miserable in every tournament and defeat, especially in the last few months when she played in constant pain.

But here they are in Melbourne this week, in the second round either side of the draw, busy with the next phase of their tennis lives at an age when most players are still trying to sink their teeth into the former.

For the 21-year-old Raducanu, that meant a first-round victory over American veteran Shelby Rogers on Tuesday night that was as solid as it needed to be. Rogers, 31, was looking for form after a six-month layoff due to injury, but for long stretches Raducanu displayed so much of the style that sent her to those lofty heights: the easy, deceptively quick movements, the low, whippy and curling power from the ground, even a feathered backhand drop shot and, most importantly, the ability not to beat himself with careless mistakes.

The final score was 6-3, 6-2 and it wasn't that close. More of that and Raducanu will soon be much higher than 296th in the world rankings.

“All aspects of my life have been calming down and calming down,” Raducanu said. “When you come back after eight months and have had three operations, you are just very grateful that you can move freely.”


Raducanu is fit again after three operations (James D Morgan/Getty Images)

This all happened a few days after Fernandez won one of the first matches of the tournament, a straight sets victory over Sara Bejlek of the Czech Republic. Sure, Bejlek was just a 17-year-old qualifier, but this was a different Fernandez who not only stayed in the points and chased balls into the corners like she always has, but also sprinted to the net to finish them like that she has rarely done it before.

I can't always be a powerhouse or just a returner,” Fernandez said as she sat in a soft chair in the Melbourne Park hallway moments after her match. “Everyone on tour is a grinder. You see the top players, they run for every ball.”

For Fernandez, the restart came just after the French Open after her three-set loss in the second round, a winnable match against world number 127 Clara Tauson of Denmark. Even when Fernandez and Taylor Townsend reached the doubles final at Roland Garros, her father suggested they hold a formal meeting to discuss her future. Her singles ranking was about to drop to 95, her lowest since 2020.

He told her she could listen to 100 percent of what he was going to say and finish the season in the top 20, or less than 100 percent and maybe finish in the top 40.

“Of course I didn't listen to him 100 percent,” she said. “That comes with maturity and I own that.”


Fernandez is back on the rise (Kelly Defina/Getty Images)

But she listened a lot to what he told her and signed off on his plan to start all over again with a mini preseason in the weeks leading up to Wimbledon, occasionally leaving the rackets on the side of the court and concentrating on her condition. She had been one of the fastest players in the game, but had somehow become slower, or the game had become faster, with women advancing more or playing drop shots taking time away from her.

She needed to be faster for longer and the only way to do that was to build up endurance.

“You see Novak Djokovic every year, he tries to improve something,” said Fernandez, who faces American Alycia Parks in the second round. “He changed his whole diet. He started with yoga. It's very simple. The basics of an athlete's body. We wanted to see what we can improve in my fitness, because if my fitness is high and I am confident in it, then my game will follow.”

go deeper

Her summer, which included a mini-preseason after Wimbledon, was up and down, including a first-round loss at the US Open. In September she played qualifying matches, but in October she won the Hong Kong Open and then reached the semifinals of the Jiangxi Open.

It's taken a while, but 21-year-old Fernandez is finally starting to experience all the attention and crowds that have followed her since the 2021 US Open as support rather than pressure.

“It just took time to understand what was happening,” she said, “to understand what I was feeling and work through that… just finding ways to get back to the little girl who would just want to get on the field and hit and to beat. and have fun and put on a show for everyone.

Raducanu wants to do that too. She said she was shocked to see thousands of fans packing the cozy 1573 Arena as she walked onto the field. She tried not to focus on a possible outcome, which could have gone either way in just three games of her comeback, and that will have to be her life for now.

“The difference between losing the first round and doing really well in a tournament is very small,” she said. “It's just in the way I move, in the way I do things physically. Not that drastic I would say, because I know it's not far off at all. The more I practice consistently, it will surface.”

She lingered long after the win, basking in the adulation, signing autographs and posing for selfies all around the stadium, as her restart was now officially underway. The next step for Raducanu is a second round against China's Yafan Wang.

“The time I was away made me very hungry,” Raducanu said. “I'm just happy to be healthy and pain-free again.”

go deeper

GO DEEPER

Novak Djokovic is looking for his game, his mojo and a tissue

(Top photo: James D Morgan/Getty Images)

The post Emma Raducanu and Leylah Fernandez, the teen stars of 2021 who are starting from scratch appeared first on USMAIL24.COM.

]]>
https://usmail24.com/emma-raducanu-leylah-fernandez-australian-open/feed/ 0 57854
RICHARD EDEN: Liz Hurley to build her own £3million dreamland ‘palace’ from scratch in rural Gloucestershire https://usmail24.com/eden-confidential-liz-hurley-build-dream-3m-gloucestershire-htmlns_mchannelrssns_campaign1490ito1490/ https://usmail24.com/eden-confidential-liz-hurley-build-dream-3m-gloucestershire-htmlns_mchannelrssns_campaign1490ito1490/#respond Sat, 04 Nov 2023 02:00:15 +0000 https://usmail24.com/eden-confidential-liz-hurley-build-dream-3m-gloucestershire-htmlns_mchannelrssns_campaign1490ito1490/

By Richard Eden for The Daily Mail Published: 9:24 PM EDT, November 3, 2023 | Updated: 9:24 PM EDT, November 3, 2023 She juggles roles like no other, as an ambassador for Estee Lauder, for whom she leads a global breast cancer campaign, while simultaneously treating her 2.8 million admirers on social media to generous […]

The post RICHARD EDEN: Liz Hurley to build her own £3million dreamland ‘palace’ from scratch in rural Gloucestershire appeared first on USMAIL24.COM.

]]>

She juggles roles like no other, as an ambassador for Estee Lauder, for whom she leads a global breast cancer campaign, while simultaneously treating her 2.8 million admirers on social media to generous sightings of her ageless figure in outfits from her own swimwear brand – and yet somehow she still finds time to make her own jam.

And if that wasn’t enough, the inimitable Elizabeth Hurley is ready for a new challenge. I can tell, she plans to join the likes of Jeremy Clarkson and real estate mogul Jamie Ritblat by creating her own dream mansion from scratch.

The project is not a daydream. “Elizabeth has bought 100 acres in Gloucestershire,” a friend says, adding that the actress, who played Queen Helena in the no-holds-barred American parody series The Royals, bought the land from fashion mogul Julian Dunkerton, founder of Superdry. “She paid over £2 million for it,” the friend adds, explaining that planning permission for a new building has already been granted.

Elizabeth’s budget shows that she intends to create something authentically palatial. “She is willing to spend three million euros,” I am told.

Some might be surprised that the 58-year-old could ever drag herself out of the lavish £6million Georgian home in Herefordshire that she bought in 2012 with her then fiancé, the late and legendary Australian cricketer Shane Warne. When she and Warne decided not to marry the following year, Elizabeth kept the property.

‘Elizabeth has bought 40 acres in Gloucestershire,’ a source tells Richard Eden, adding it cost more than £2 million

Some might be surprised that the 58-year-old could ever drag herself out of the lavish £6million Georgian home in Herefordshire that she bought in 2012.

Some might be surprised that the 58-year-old could ever drag herself out of the lavish £6million Georgian home in Herefordshire that she bought in 2012.

Her move to Gloucestershire reconnects her with old friends.  'She is good friends with Mollie Dent-Brocklehurst at Sudeley [Castle]', says a Gloucestershire resident to Richard Eden

Her move to Gloucestershire reconnects her with old friends. ‘She is good friends with Mollie Dent-Brocklehurst at Sudeley [Castle]’, says a Gloucestershire resident to Richard Eden

Set on 183 hectares, it has its own lake, 13 bedrooms and five bathrooms. It is the place where Elizabeth loved to hold open houses, especially for Damian – her son by the late Steve Bing, an American film producer who inherited $600 million on his 18th birthday. Damian’s friends were always welcome there, not to mention his godfathers, including her most famous ex, Hugh Grant, and Sir Elton John.

But perhaps it’s a bit too substantial even for the effervescent Hurley, now that Damian is 21.

Her move to Gloucestershire reconnects her with old friends. ‘She is good friends with Mollie Dent-Brocklehurst at Sudeley [Castle]says a Gloucestershire grandee, noting that Elizabeth’s new home will be just down the road.

There will also be the chance to make new friends: Julian Dunkerton himself, who lives in splendor in Dowdeswell Court, eight miles away, with his radiant second wife, designer Jade Holland Cooper, and Jamie Ritblat, who is even closer.

His new stately home near Winchcombe has eleven bedrooms, a cinema, a cellar, a swimming pool, stables, a tennis court and of course a staff quarters.

It certainly doesn’t take long before Liz invites them all over to enjoy her jam.

The post RICHARD EDEN: Liz Hurley to build her own £3million dreamland ‘palace’ from scratch in rural Gloucestershire appeared first on USMAIL24.COM.

]]>
https://usmail24.com/eden-confidential-liz-hurley-build-dream-3m-gloucestershire-htmlns_mchannelrssns_campaign1490ito1490/feed/ 0 24457
Bad ads make people scratch their heads https://usmail24.com/bad-adverts-leave-people-scratching-heads-htmlns_mchannelrssns_campaign1490ito1490/ https://usmail24.com/bad-adverts-leave-people-scratching-heads-htmlns_mchannelrssns_campaign1490ito1490/#respond Tue, 27 Jun 2023 23:02:49 +0000 https://usmail24.com/bad-adverts-leave-people-scratching-heads-htmlns_mchannelrssns_campaign1490ito1490/

Who signed it? Hilariously bad ads have people scratching their heads By Bridie Pearson-Jones For Mailonline published: 03:13 EDT, Jun 27, 2023 | Updated: 05:30 EDT, June 27, 2023 Share or comment on this article:

The post Bad ads make people scratch their heads appeared first on USMAIL24.COM.

]]>

Who signed it? Hilariously bad ads have people scratching their heads


The post Bad ads make people scratch their heads appeared first on USMAIL24.COM.

]]>
https://usmail24.com/bad-adverts-leave-people-scratching-heads-htmlns_mchannelrssns_campaign1490ito1490/feed/ 0 16977
How a scratch card helped me become a homeowner at age 22 https://usmail24.com/scratch-off-lottery-ticket-home-sales-html/ https://usmail24.com/scratch-off-lottery-ticket-home-sales-html/#respond Sat, 10 Jun 2023 09:34:52 +0000 https://usmail24.com/scratch-off-lottery-ticket-home-sales-html/

Our downstairs neighbors tried to get us out of the house. It was September 2021. I was 22 and working as a paraprofessional at an elementary school in Boise, Idaho, making $9 an hour. My pay didn’t go far there, so I found a roommate to split the $1,900 monthly rent for a two-bedroom apartment […]

The post How a scratch card helped me become a homeowner at age 22 appeared first on USMAIL24.COM.

]]>

Our downstairs neighbors tried to get us out of the house.

It was September 2021. I was 22 and working as a paraprofessional at an elementary school in Boise, Idaho, making $9 an hour. My pay didn’t go far there, so I found a roommate to split the $1,900 monthly rent for a two-bedroom apartment just outside of town. We had met one night when her dog, a Rottweiler mix, ran over to play with my dog, Gaspard, a Labrador husky. We were both college students – I was pursuing a bachelor’s degree in finance while she was in medical school.

It started off well, but it quickly deteriorated in the way that usually happens with over-20s living with incompatible roommates.

Our neighbors initially had mild noise complaints, but things escalated when my roommate started entertaining her friends. They would get drunk, play loud games of ping pong and blast music long into the night. My roommate also left her dog in a kennel for over eight hours at a time, and the dog howled for someone to let her out. Fed up with the situation, our neighbors filed formal complaints with our management company to evict us.

I was also tired of our living situation. In addition, my roommate was often behind on her bills, and I had to take out student loans to pay over $2,000 a month to keep our rent and utility bills up.

In an attempt to plan my escape, I searched for a one-bedroom, pet-friendly apartment for less than $1,700 a month on a rental listing website, but came up empty. On Facebook Marketplace, I found a room in a cute house for just $500 a month — but then I read the description and changed my mind: “Single man with one room available for single woman ages 18-35.”

Envisioning the next chapter of my life helped me deal with the stress of my current living situation. I would spend hours browsing Zillow, looking at trailers, duplexes, and “handyman specials” for sale.

I couldn’t afford to buy a house at the time. I didn’t make enough money to save meaningfully, and I had about $40,000 in student debt. But I scrolled through lists as if money were no object, considering each home’s qualities and trade-offs. I also started using a banking app to check my credit score every week, which hovered around 750 — a score I understood would help me get a good interest rate on a mortgage one day.

Little did I know this day would come sooner than I ever imagined.

Over the Christmas break, I loaded up my car and drove Gaspard for four hours down an icy highway to spend time with my family in Idaho Falls, Idaho. When my two siblings arrived on Christmas Eve, we played a game my mother invented called “the bucket game.”

The goal is to toss a beanbag chair across the room into a five-gallon bucket to win a scratch card. When it was time to play, we gathered in the living room and waited for my mom to bring in the $150 worth of tickets she picked up at a gas station.

After a few rounds, my deck of cards was noticeably smaller than everyone else’s because I kept missing the bucket. When I missed again, my mom allowed me to take another turn, and when the bean bag made it, I grabbed a $5 Silver Bells Christmas scratcher and put it on my stack.

When all the tickets were accounted for, we all sat down and scratched at them. Occasionally one of us would call a $5 or $20 win. My Silver Bells ticket had five winning numbers on top: 47, 44, 21, 41, and 39. If you discovered any of the numbers, you would win a prize to win. It wasn’t until I got to the last row of the ticket that I discovered the number 39. Just below the number was a $50,000 cash prize. I sat there quietly rereading the lines.

“I think I won,” I announced in disbelief to the room.

Everyone rushed to look at the ticket and agreed it looked like a winner, but to be sure we all got into a car and drove to the only gas station in town open on Christmas Eve. I went to the scanner and checked my ticket. In small letters on the blue screen was the word ‘Winner’.

I offered to share the money with my family, but my older brother told me to keep it. He and my family were genuinely happy for me – they didn’t want a penny of my winnings. With their blessing, I knew exactly what I wanted to do with the money: buy a house.

I received a check for $37,000 at the Idaho Lottery’s headquarters the following Monday, after being told I could prepay the taxes on the gambling winnings.

Then followed the search for a house that I could afford. All the time I had spent on Zillow over the past few months served me well because I knew the market. I knew I could afford a house between $90,000 and $150,000, but I wanted to stay on the lower end of that range. My goals were to pay the lowest monthly mortgage possible and pay less than what I would normally spend on rent.

After extending my search to all of Idaho, I found three homes I liked in Pocatello, which I had visited a few times as a child. It had a reputation because it is one of the most dangerous cities in the state. A real estate agent on Zillow offered to visit the homes and give me a video tour. After looking at the first house, he called me and said, “I’m not letting you live in this part of town.”

A tour of the second house was disappointing. The third house was small, but had a spacious garden and did not need immediate repair. It was listed for $120,000, and I told the real estate agent I was interested.

The agent gave me contact information for a mortgage banker to get pre-approval for a loan. The only difficult part of the approval process was the income verification. Moving to Pocatello meant giving up my elementary school job, which I loved. Instead, to meet the income requirements, I found work in sales at a call center for $15 an hour. With my credit rating, new source of income, and down payment, I was able to get pre-approved for a $150,000 loan.

When I went to Pocatello one snowy day to see the house in person, I immediately fell in love with it. It was 100 years old and 700 square feet – a perfect size for Gaspard and me. The front yard and backyard were spacious and the bathroom had a lavender bath. The floors were a little slanted, but the quirks made me want the house.

The broker offered $117,000 with $3,000 in serious money (a deposit in good faith). My down payment was $23,000. A home inspector inspected the home to make sure it was in order. The banker I worked with spoke to me regularly on the phone and answered all my questions. He explained that interest rates would rise in the near future, so it was good that I bought now. My mortgage has an interest rate of 3.375 percent and a monthly payment of $591.

I gave my roommate a month’s notice that I would move. She was upset and turned down my offer to help her find a new roommate, but it was for the best.

After the moving costs, I had $7,000 of my winnings left in savings, and five weeks after winning the lottery, I settled into my new home.

I’m 24 now and I’m graduating in the fall with a degree in finance and marketing from Idaho State University. I quit my job at the call center. Instead, I make about $5,000 a month from the videos I make on TikTok, where I’ve gained a following by telling stories about my life.

It feels impossible for the majority of twenty-somethings to become homeowners. The cost of living is way too high and it can be hard for young people to get ahead no matter how hard they work and try to save. If I hadn’t won the money, it would have taken me years to buy a home and it’s hard to tell if I would have gotten a good interest rate on a loan or an affordable monthly payment.

Gaspard now has a younger brother: a 1-year-old Labrador husky named Garbanzo. We like living in Pocatello, where the people are friendly and where there are beautiful hills, mountains and accessible trails. I never thought I could feel so at home.

The post How a scratch card helped me become a homeowner at age 22 appeared first on USMAIL24.COM.

]]>
https://usmail24.com/scratch-off-lottery-ticket-home-sales-html/feed/ 0 8737